Wafdawg said:Numismatic coins make for better preservation of value and usually have better potential for price appreciation. As I've always been told, high tide lifts all boats so when the spot price goes up all bullion and numismatics increase in value. The drawback of numismatics is liquidity and if not an expert, investing or speculating in the wrong coins can lead to huge losses. Bullion is subject the spot price. However, at $14 and a near 80-1 gold to silver ratio, downside risk is almost non-existent. Buying semi-numismatic coins like the 2016 pandas are an absolute no brainer. Each year you gain a premium as the designs continually change. When I can buy 2 sheets of Pandas for basically $600, or $20 a coin, I know I won't lose on them. Better % gains than PM lunars.
Feb 1990-Mar 1993 say hi.
http://www.macrotrends.net/1441/gold-to-silver-ratio-historical-chart