RichardAL said:
......I agree with the idea that semi-numis (read Perth Mint collector coins) aren't all they're cracked up to be, cost me a few bob to figure that one out (duh!)......
I originally vowed to stack by the cheapest means possible, which would be blobs.
Then I started to think about what the world might look like when I come to sell. If the economy is in real strife, then blobs might be best because you'd be unlikely to recover any premium attached to minted items. Heck, you might not even get your money back on blobs.
However, if the world is still operating as normal, or in only a mild to moderate recession, with some people still having money for 'non-necessities', it might actually be easier to sell items that have some aesthetic or collectible quality, so minted items might sell well.
Eventually, I landed on a strategy of diversification within diversification. Buying PMs is a diversification strategy in itself, but additional layers of diversification can be added by collecting both gold and silver, plus again by buying blobs, minted bars and semi numi coins. You could go so far as to add real numis, but that requires some depth of knowledge I can't be arsed developing. For those who do, I reckon it's worth having a go, within reason of course.
If you buy minted but otherwise unremarkable items, the premium may still be lost at the point of sale, but shouldn't be material. If the items are rare or valuable in some other way, then of course you rely heavily on there being a cashed-up buyer looking for that item at the very same time you want to sell - and both of you finding each other. In normal economic times and when you're not desperate to sell, this might not be a problem. If you're in a hurry however.......
