Not paying homeloan

He's back, and evidently with something of a sore arse.



Still can't believe your not getting the message - for all your 'principles' you applied for a home loan via the usual method - going into a bank... appearing pleasant and playing the game like a good slave... signed all the paperwork as is contractually required.

As I understand it here are the facts:

* You have stopped paying your loan - which is not complying with the underpinning basic of your contract with the lender.

* You expect to have the land title and anything you have paid returned to you.


This is absolutely removed from reality in my opinion.

What you have done is:

*Signed a contract with a bank.

*Been given a land title, subject to you paying off the loan in full.

*Stopped paying the loan, which is not honouring the fundamental part of your contract.

*Expect the land and your monies paid back.

I'm not saying the banking system is fair, and that there's no problem in that they've created your loan amount from thin air - but expecting a house/land for free is a clear indicator of mental illness.

Come back to this forum when you've had a psychiatric assessment. This is not the way anyone functions, in any society.
 
I think it makes sense.

If there is a contract:
A's signature --> monetised by bank --> bank creates money --> B is paid --> A gets house.

No contract:
A's signature void <-- signature returned <-- Bank voids money <-- B returns money to bank <-- B gets house back

or, No contract:
A's signature void -- A keeps the house -- B keeps money.
 
mmm....shiney! said:
So RC. What's been happening in your neck of the scrub? :cool:

You missed me didn't you, it's why you're back.

Edit to add: by the way, business is ticking along quite well actually, contrary to your understanding of the industry ;)

What do you hope to achieve by being a smartarse?

If you poke a stick at a dog, expect at the least to cause a racket which will piss everyone off, and possible in the end you might get bitten as well.
 
lucky luke said:
mmm....shiney! said:
So RC. What's been happening in your neck of the scrub? :cool:

You missed me didn't you, it's why you're back.

Edit to add: by the way, business is ticking along quite well actually, contrary to your understanding of the industry ;)

What do you hope to achieve by being a smartarse?

If you poke a stick at a dog, expect at the least to cause a racket which will piss everyone off, and possible in the end you might get bitten as well.

Well you'd recognise one would you?

By the way LL, that post is two weeks old. I thought you were a bit sharper than that. Losing your touch old boy?
 
Bullion Baron said:
There would be a revolution/uprising if the things you say are true and they tried to carry this through. It would never happen.

Only problem is the populace have already been disarmed by the regime...
They know the truth will come out eventually, so why not make it easier to oppress the populace by disarming them?
 
Au-mageddon said:
Sorry mate, but to me it reeks of nothing more than attempted thievery, whether it be it legal or not, and I have the same attitude towards corporations or individuals who organise their affairs so they pay zero tax.

and why is that? Who are you or anybody else to justify state theft?

Do you think tax is some form of universal redemption for the soul? That it is some inherint right that governments have to enslave its citizens and tax their toil?

Do you realise that income tax and so-called capital gains taxes are inventions of the 20th century?
Yet somehow you think that they\'re somehow ordained from the heavens as the absolute law which all mankind must abide by?
 
You never referenced the western world. So something invented in China doesn't count as an invention? Wow.

Secondly if you actually looked with your f_cking eyes you would see that US and UK both introduced income tax in the 1800s which FYI is not the 20th Century.

Maybe if you stopped posting useless shit drivel and lies everywhere I'd stop being the clever dick that corrects you mmmkay?

I mean for fu_ks sake if you're gonna make up shit at least sound semi-plausible and spend 5 minutes on Google.
 
fishball said:
You never referenced the western world. So something invented in China doesn't count as an invention? Wow.

Secondly if you actually looked with your f_cking eyes you would see that US and UK both introduced income tax in the 1800s which FYI is not the 20th Century.

Maybe if you stopped posting useless shit drivel and lies everywhere I'd stop being the clever dick that corrects you mmmkay?

I mean for fu_ks sake if you're gonna make up shit at least sound semi-plausible and spend 5 minutes on Google.

SHOCK HORROR - we're living in a western country, and SHOCK HORROR = most of us are of western origins, so infering a western context is not as WOW as you make it out to be.
So use that little peebrain of yours for something else other than simply parting your ears.

I stick by my statement that taxing people's toil/wages is a 20th century invention - brought in as a "temporary measure" supposedly to pay for WW1 and WW2.
Capital Gains taxes are even a far more recent invention by western governments.

Stop being an abnoxious little turd all your life.
 
fishball said:
Yippe-Ki-Ya said:
Do you realise that income tax and so-called capital gains taxes are inventions of the 20th century?

-1

http://en.wikipedia.org/wiki/Income_tax#China

You had to find an obscure reference to income tax in China? Is that the best you can do? And that emperor was overthrown by the people, because of his income tax.

China

In the year 10 AD, Emperor Wang Mang of the Xin Dynasty instituted an unprecedented taxthe income taxat the rate of 10 percent of profits, for professionals and skilled labor. (Previously, all taxes were either head tax or property tax.) He was overthrown 13 years later in 23 AD and earlier laissez-faire policies were restored during the Later Han.
 
You do realize that right below the 2 lines about China is UK and US which state that income tax was introduced in the 1800s.

However, the inception date of the modern income tax is typically accepted as 1799.

You can even find academic documents of case studies of income tax going back to the 19th Century if you don't believe Wikipedia.

http://www.jstor.org/discover/10.2307/40698262?uid=3737536&uid=2&uid=4&sid=21101273600487

YKY said:
I stick by my statement that taxing people's toil/wages is a 20th century invention - brought in as a "temporary measure" supposedly to pay for WW1 and WW2.
Capital Gains taxes are even a far more recent invention by western governments.

Stop being an abnoxious little turd all your life.

I state my sources. Where are yours?

20th Century invention my arse.

Bunch of wackos and denialists.
 
mmm....shiney! said:
lucky luke said:
mmm....shiney! said:
So RC. What's been happening in your neck of the scrub? :cool:

You missed me didn't you, it's why you're back.

Edit to add: by the way, business is ticking along quite well actually, contrary to your understanding of the industry ;)

What do you hope to achieve by being a smartarse?

If you poke a stick at a dog, expect at the least to cause a racket which will piss everyone off, and possible in the end you might get bitten as well.

Well you'd recognise one would you?

By the way LL, that post is two weeks old. I thought you were a bit sharper than that. Losing your touch old boy?

Whats good for the goose isn't necessarily good for the gander. You should know that shiney.

re: two weeks old. Moot point. If you qualified back then, you still qualify today. :lol:
 
fishball said:
You do realize that right below the 2 lines about China is UK and US which state that income tax was introduced in the 1800s.

However, the inception date of the modern income tax is typically accepted as 1799.

You can even find academic documents of case studies of income tax going back to the 19th Century if you don't believe Wikipedia.

http://www.jstor.org/discover/10.2307/40698262?uid=3737536&uid=2&uid=4&sid=21101273600487

YKY said:
I stick by my statement that taxing people's toil/wages is a 20th century invention - brought in as a "temporary measure" supposedly to pay for WW1 and WW2.
Capital Gains taxes are even a far more recent invention by western governments.

Stop being an abnoxious little turd all your life.

I state my sources. Where are yours?

20th Century invention - i'm an arse!

Bunch of wackos and denialists.

http://history1900s.about.com/od/1910s/qt/incometax.htm

There you go Brattie :lol:

1913 is in the 20th century just in case you're not sure
 
Yippe-Ki-Ya said:
http://history1900s.about.com/od/1910s/qt/incometax.htm

There you go Brattie :lol:

1913 is in the 20th century just in case you're not sure

Epic fail.

You clearly cannot read or choose not to.

From your link:

The first time an income tax was enacted was in 1799 in Great Britain to help the British pay for troops and supplies to defeat the French forces led by Napoleon.

I mean it can't get any more effing obvious than that.

And don't tell me Great Britain isn't part of the "West".
 
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