Exit Strategy

J

Jislizard

Well-Known Member
Silver Stacker
Anyone have an exit strategy?

I don't want to just convert it all into fiat currency and put it in the bank, and I don't want to watch the price go back down and wory about all the money I left on the table.

Back in 2014 My SMSF swapped 4oz of gold at a GSR of 60, another 4oz at 65, again at 70 and the last 4oz at 75. Then I watched the GSR go up to 100+ and kicked myself that I was all out of gold.

This time I am going to swap back, but in five increments at 45, 40, 35, 30 and if we get to 25 I will still have some left to swap. If we don't get to 25, I will still have some silver left.

I asked AI to go over the numbers and it looks like I will probably end up paying $19k in Capital gains tax (about 3oz of gold) but if I make the change all the way down to GSR of 25 then I will end up with around 29 oz Gold. So going from 16oz to 29oz in just over 10 years. Hopefully gold will continue to be the more stable metal and not drop too much.

I haven't got enough to convert it into real estate, I am not keen on stocks, shares or crypto, though I do have some exposure to all.

Not sure what other options there are, other than just sit on it and cash out on retirement.
 
Not sure i will ever fully exit pm's but stacked for years with my dad with a plan to sell a % to cover all capital invested once it reached over $100oz effectively leaving me with a free stack and all capital back. Most long term stackers probably wont ever sell and pass it on to kids etc but we had a plan and stuck to and while its easy to look at the rise since i sold as lost profit i do not regret now having a free stack and some fiat to put into other pm's/holiday/new toys/etc.
Having a plan is important whether its to solely build wealth for your kids or build a house or whatever your reasons are and i am ever so grateful my father pushed me in the stacking direction as over the years i got to be a child again when i got that new shiny, met some great people and had a hobby that made me money instead of pissing it away.

I cant speak for every stacker but exiting silver has never even occurred to me, i need a reason to check some chart 47 times a day. Perhaps one day i will sell my remaining stack but at least i have it for when a new opportunity presents itself or that rainy day comes.
 
Ill start converting silver into gold at around 40:1 and ill just keep on stacking haha.
My exit is 10 or 12 years away still.
 
I was thinking of selling half my stack when it hit $50 as that would have paid off all my initial investment and anything that happened after that could only be profit. But I never got around to it. Procrastination saves the day again.
Yef said:
Not sure i will ever fully exit pm's but stacked for years with my dad with a plan to sell a % to cover all capital invested once it reached over $100oz effectively leaving me with a free stack and all capital back...
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Jislizard said:
Anyone have an exit strategy?

I don't want to just convert it all into fiat currency and put it in the bank, and I don't want to watch the price go back down and wory about all the money I left on the table.

Back in 2014 My SMSF swapped 4oz of gold at a GSR of 60, another 4oz at 65, again at 70 and the last 4oz at 75. Then I watched the GSR go up to 100+ and kicked myself that I was all out of gold.

This time I am going to swap back, but in five increments at 45, 40, 35, 30 and if we get to 25 I will still have some left to swap. If we don't get to 25, I will still have some silver left.

I asked AI to go over the numbers and it looks like I will probably end up paying $19k in Capital gains tax (about 3oz of gold) but if I make the change all the way down to GSR of 25 then I will end up with around 29 oz Gold. So going from 16oz to 29oz in just over 10 years. Hopefully gold will continue to be the more stable metal and not drop too much.

I haven't got enough to convert it into real estate, I am not keen on stocks, shares or crypto, though I do have some exposure to all.

Not sure what other options there are, other than just sit on it and cash out on retirement.
Click to expand...
I've just been buying and waiting for the price to rise. lol So this is why people do the gold-silver swap! That's awesome.
 
My exit time is a decade + away but I will switch some silver for gold before then.
I'll have to figure out an exit plan as the time comes closer because things can change alot but i plan on selling however I need to little by little and making it last.
I like to work so ill always have at least a part time job doing something.
I'll work at the ski resort 20 hrs a week for a pass or the local hardware store with the other old men or in a garage slinging tires.
Maybe ill just stay where im at and try to back off the "shovel asphalt for 70 hrs a week" schedule.

A 30:1 ratio at current gold price puts silver at over $150 so im expecting more upside before then.
 
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This is something that has been bugging me since mid-2025. I remember a conversation with my wife where I said to her "If silver hits AUD$70 I'll liquidate my stack" but when it came time I looked around and thought "What exactly would I convert the silver to?" The only real option would be gold or platinum I guess? Or into cash and wait for the correction and reacquire silver? I'm lucky enough not to need the cash at this point in time, but I've been in this long enough to know that there is a correction coming at some point.
 
geosta said:
This is something that has been bugging me since mid-2025. I remember a conversation with my wife where I said to her "If silver hits AUD$70 I'll liquidate my stack" but when it came time I looked around and thought "What exactly would I convert the silver to?" The only real option would be gold or platinum I guess? Or into cash and wait for the correction and reacquire silver? I'm lucky enough not to need the cash at this point in time, but I've been in this long enough to know that there is a correction coming at some point.
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Maybe its a psychological thing but once silver hit my target to sell a % to regain back capital it kinda feels like i won the game as i now have a free stack of silver. Emotionally detaching yourself from your stack can be harder than you think as our sense of identity is linked to the things we own and selling even a small part of your stack can feel like a loss of identity. I would go as far as to say most long term stackers dont sell due to this more so than what the actual spot price is and their gains.

Could i have held off and sold that % for more? Sure, but i hit my target.
Could i have held that % of silver and made more money than reinvesting in other pm's? Probably, but i have a stack of silver that now owes me nothing and i can now hedge my bet.

My options have now opened up with buying more silver if it dips below my sell price or diversify into gold or even plat. Its all a gamble no matter what you decide but pm's are the best casino in town and much more fun than just giving my money to the Packers.
 
I started buying in 2008 and stopped in 2012 after reaching my body weight ( ~90kg at the time). Didnt buy anywhere close the top, but also didnt sell. DCA ~$32 on bars and probibly closer to $45 on coins.

I expected a rebound, and the intent was to hold, continue saving outside silver and buy a house with it when the time was right.
Well...
Sold 40% of it for a deposit during Covid. 1.9% interest rate. Not much above my breakeven. House is a need, but didnt think selling it all was required just yet (Could silver actually beat 1.9% per anum going -->sideways-->?.?. it surely took a long time to break even.)

Honeymoons now over on the rates.
I sold a little ~$40... get my trade history up here and pay a bit more down. @70: Sold some leftover stuff to dealers to guage their buy back and take some profit...

Dropped 1/4 what remained at $101.5 just before christmas. (Offset all the losses I made on miners during the years) That paid down a loan split that had higher interest rate and made me fully comfortable holding the rest.

Didnt expect $140. I can pay the house off at this price with what remains (but not with the tax implications) and that was my goal. But do that? Can silver beat ~6% per anum ongoing?

IF it keeps rising, theirs some stuff ill keep sentamental ongoing. And a core stack Id like to build back up upon later if it remains tradable in the public domain.

Otherwise I buy what i think is undervalued relative to the environment/conditions.
And rough-rice, is looking like its having a great time in the current weather globally... wonder how long it can last at its long term lows given la-nina cycles, baseline input cost inflation, etc...

Otherwise platinum for 10 year horizon on tokamacs and hybrid hydrogen.

When you get energy basicly for free, losing a little energy to turn water into wine (fuel) is better than a heavy, low density battery. Platinum required in automotive and we do swap and go gas as a process successfully already, swap and go hydrogen and it generates electricity... yeah cool, ill install it alongside my solar.
 
Yef said:
Maybe its a psychological thing but once silver hit my target to sell a % to regain back capital it kinda feels like i won the game as i now have a free stack of silver. Emotionally detaching yourself from your stack can be harder than you think as our sense of identity is linked to the things we own and selling even a small part of your stack can feel like a loss of identity. I would go as far as to say most long term stackers dont sell due to this more so than what the actual spot price is and their gains.

Could i have held off and sold that % for more? Sure, but i hit my target.
Could i have held that % of silver and made more money than reinvesting in other pm's? Probably, but i have a stack of silver that now owes me nothing and i can now hedge my bet.

My options have now opened up with buying more silver if it dips below my sell price or diversify into gold or even plat. Its all a gamble no matter what you decide but pm's are the best casino in town and much more fun than just giving my money to the Packers.
Click to expand...

My silver exit strategy consists of buying 1966 round 50's and convincing myself I'm only doing it for the 20% copper.
 
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