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  1. R

    Dollar cost averaging

    Interesting. So you have a long term stack and a trading stack?
  2. R

    Young fella with income/life insurance & super questions

    Hi phillis, My thoughts are: 1) First priority - get rid of that credit card debt! Every dollar you are paying in interest is dead money. The interest is huge over time. 2) Then get rid of the personal loan. Never get a loan for an asset that goes down in value (i.e. a car) if you can...
  3. R

    SMSF performance

    Started SMSF September 2016 - Using esuperfund. Average annual return running at 40.6% excl. admin costs & capital gains tax, Investing in stocks, 60% ASX listed small / mid cap, 40% US mid cap. Now looking to transfer 5-10% of portfolio to gold......Will do this over 5-10 years. I think...
  4. R

    Dollar cost averaging

    it wouldn't be the first time, probably not the last time either :)
  5. R

    Dollar cost averaging

    Hi Slimey, Both Wrcmad and I are actually incorrect. That is because everybody's financial situation is different, and because of this, each individual requires a different approach. Pug may be investing in gold for capital preservation, like myself. If this is the case, then avoiding tail...
  6. R

    New member - where to find trading guides

    Hi all, Great to join and learn about stacking. I have just began the process of converting some of my P/F to gold. If anyone can point to guides for safe trading on sliverstackers, that would be appreciated. Thanks all
  7. R

    Need advice: Buy gold now or over time?

    I disagree. Your arguments are incorrect. For starters, returns on silver have historically run at less than 3% pa over the past 29 years, not 12.5% pa as you claim. This sinks your argument. Silver prices are very volatile, and given the relatively low long term returns, you risk making...
  8. R

    Dollar cost averaging

    wrcmad said: "Based on silver's average gains in the past, you figure it's reasonable to expect a one-year return of about 12.5% (about average for silver over the past few decades)," Price of silver in USD in Nov, 2001: $6 USD. Current Silver price: $18 USD per ounce. This equates to a...
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