Hey don't worry about premiums at the moment. If it's for retirement. Think of everything you could blow it on. Vacations. Good times. Recreational substances. It's a chunk of silver in your possession. Better this than saving nothing at all.
Heres my plan. I have saved nothing for retirement. I find this stacking idea attractive. In my opinion, better to roll with this plan, than absolutely no plan at all.
I live in U.P. Michigan. No dealers around for 200 miles. What's the best way to buy silver eagles, maples, Britannia, or libertad online? Currently spot is $15.50, and my avg is $21-$22. Is this normal for online? Options here are limited.