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I've been curious if anyone has ever done this? More to see the reaction of the cashier who would probably never have seen the precious metals and would reject them. I wonder how high you'd have to go up in management to get them to accept it? Not that I'd ever do this, but no matter how I look...

This is something I've wondered for a while. I hear a lot of people saying they will trade their silver for gold when the ratio goes down, but what is the best way of doing this when the time comes?