We've just had a taste of a SHTF scenario. I've come through okay; plenty of food, cash, petrol in car, living in a couple of residences, helping others where needed. Preparing now for the future, I see 5 time frames. End June - distancing relaxed, businesses restarting. End September - spectator venues reopened, all surviving businesses operating. End December - start of the new normal, unemployment at 10% plus, new underclass established. End March 2021 - vaccine available, start of the new post-virus world. End December 2021 - lessons learnt and some forgotten, socialism the new paradigm as we look after the new underclass. That said, I doubt if there will be any big winners outside of the 1%, many people will have a post depression attitude to living. Which brings me to an important sub 1%, the stackers, what have we learnt and what will we do into the future? First prediction is that we will see a two month dip in a month's time as premiums fall as supply meets demand. Following this, metals will slowly rise as investors embrace metals and cryptos as alternatives to shares. Second prediction is that property will be in the doldrums for about five years as unemployment, single incomes, and reduced earnings hit both the rental and purchase markets. The upwardly mobile generation Y will probably fare best in this scenario.