If you are given an inheritance trust of $20,000, where will you deploy the fund?

Discussion in 'Markets & Economies' started by sgbuyer, Nov 25, 2020.

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If you are given an inheritance trust of $20,000, where will you deploy the fund?

  1. Local bank cash deposit?

  2. Government bonds?

  3. S&P Index ETF?

  4. Big Tech ETF?

  5. Tesla stock?

  6. Real estate/REIT ETF?

  7. Gold?

  8. Silver?

  9. Platinum?

  10. Bitcoin?

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  1. sgbuyer

    sgbuyer Well-Known Member Silver Stacker

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    Let's say, everyone of us gets an inheritance trust of $20,000 which you can only withdraw out...

    ...in Year 2030 if you're over 55 years old)
    ..Year 2035 (45-55 years old)
    ..Year 2045 (35-44 years old)
    ..Year 2045 (younger than 35 years old).

    The condition is that is you must put in an additional $5,000 within 2 months, which makes it a total of $25k. You cannot change your portfolio midway, so no trading. Only up to 5 choices allowed, assume even split of allocation. Principal cannot be touched but dividends or interest can be withdrawn for personal use.

    Where are you going to put that money today?
     
    Last edited: Nov 25, 2020
  2. Jason1

    Jason1 Well-Known Member

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    Probs S&P if its that long of time,

    Maybe Metals.
    would not go any where near tech stocks or Bitcoin over that period of time, tech changes to much so God know where that will end up in 25 year, it could pay off big or go bust IMO, thats risky stuff.
    but its only $25k so its not very much to begin with, So its unlikely any of those options would be that life changing IMO. Unless you got extremely lucky and picked massive a winner.
     
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  3. sgbuyer

    sgbuyer Well-Known Member Silver Stacker

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    You could split between 2 or more assets. The $20k is just an example. It could be more for you. But definitely not so much that you could buy a property as most people will opt for a renter that you could collect rent.
     
  4. sammysilver

    sammysilver Well-Known Member Silver Stacker

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    I’d go gold as it is an amount large enough to get you about 8oz without having to compromise.
     
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  5. alor

    alor Well-Known Member Silver Stacker

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    buy 5 stocks in China, such as Huewei
    growth is from there anyway
    but US pension funds have been barred from investing by Trump, just too bad
     
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  6. sgbuyer

    sgbuyer Well-Known Member Silver Stacker

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    If it's for such a long term and I can't trade, I'll split equally between gold, silver and platinum. Stocks are too dangerous for such a long period of time, companies can go bankrupt or taken over by the government.
     
    Last edited: Nov 25, 2020
  7. JohnnyBravo300

    JohnnyBravo300 Well-Known Member

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    Metals for sure. I wouldnt have to think about it long.
    I only will gamble with a weeks worth of pay haha.
     
  8. BuggedOut

    BuggedOut Well-Known Member Silver Stacker

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    I was tempted to choose Bitcoin but it'd be a 15 year time horizon and I'd be concerned that BTC might be superseded by then.

    So, I choose Gold thanks :)
     
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  9. heartastack

    heartastack Well-Known Member Silver Stacker

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    I have worked hard just to have that spare 20k to splash on a boat party with all my mates. If it fell into my lap I might not know what to do with my life!
     
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  10. sgbuyer

    sgbuyer Well-Known Member Silver Stacker

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    Ok, Gold now leads with 16 votes, followed by S&P Index and Bitcoin that ties with 7 votes, then silver with 6 votes and then real estate ETF with 5 votes. Big tech ETF surprisingly has only 1 vote?? Platinum I'm not surprised. :D

    If you choose gold, you're not wrong. My aircon repair contractor told me he had to buy 1/2 kg of gold for his sister's wedding in India. Not a joke, it's real.
     
  11. Court Jester

    Court Jester Well-Known Member Silver Stacker

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    Gold is for suckers

    Buy etf's i would go s&p 500 and asx 200 and a Japanese or maybe Chinese etf they are diverse and will be a far better investment over that time frame than gold
     
  12. Markco2

    Markco2 Active Member Silver Stacker

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    Over that time frame, I would look at investing it into 1 or 2 Gold Royalty Funds.
    I like the idea of getting royalties from producers no matter how much the Gold price fluctuates over the length
    of the investment.

    Cheers Markco2
     
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  13. JohnnyBravo300

    JohnnyBravo300 Well-Known Member

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    I voted for metals but I'd keep a little in cryptos and a little in the markets I guess. Maybe a few grand total of it. That's probably all I'd be willing to gamble.
     
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  14. sgbuyer

    sgbuyer Well-Known Member Silver Stacker

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    Any stock that can appreciate much more than gold over the last 20 years is a gamble. Look how much BABA has fallen in just couple of days. The smurfs were buying big time right to the clamp down, which ironically was Election Day. Coincidence? Saw someone complaining on a forum he lost 6 figures. This is what happens if you only watch smurf media.

     
    Last edited: Dec 25, 2020
  15. madaw1

    madaw1 Well-Known Member

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    As long as gold makes me money,I don't care who's for...
     
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  16. JohnnyBravo300

    JohnnyBravo300 Well-Known Member

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    20 years ago gold was like 250 usd.
    Has every stock gone up almost 10x with zero risk? Dont think so.
    Math skills are cool!
     
  17. Court Jester

    Court Jester Well-Known Member Silver Stacker

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    Buy index based etf's and individual stocks are irrelevant
     
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  18. JohnnyBravo300

    JohnnyBravo300 Well-Known Member

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    I do the SP 500 etf sometimes. It's not volatile enough tho, just moves too slow.
     
  19. SilverDJ

    SilverDJ Well-Known Member

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    Depends when you bought and sold.
    If you bought in 1980 then gold stayed pretty flat for about 25 years

    upload_2020-12-30_21-49-18.png
     
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  20. sammysilver

    sammysilver Well-Known Member Silver Stacker

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    A bit flat tonight, thinking cocaine and hookers.
     

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