105 oz of silver, renewal cost of my car rego, green slip & insurance

Discussion in 'Silver' started by SpacePete, Oct 24, 2014.

  1. willrocks

    willrocks Well-Known Member Silver Stacker

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    Last week I spent 6 hours on public transport. On what Should have been a 2 hour journey. Got home at 2:30am.
     
  2. SpacePete

    SpacePete Well-Known Member Silver Stacker

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    We should all get together and design Stacker Town where public transport is efficient, where the coin of the realm is silver, and with a central pub where we can meet and debate the precious metals market over an ale or two.
     
  3. Lunardragon

    Lunardragon Well-Known Member Silver Stacker

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    Shop around your compherensive insurance.
    Always get online quotes from time to time.
    believe it or not...I did mine and I saved heaaapppsss...at least 30-40%.
    If first year xyz insurer is expensive, next yr it may turn the cheapest.
    good luck!
     
  4. Lunardragon

    Lunardragon Well-Known Member Silver Stacker

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  5. SpacePete

    SpacePete Well-Known Member Silver Stacker

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  6. Lunardragon

    Lunardragon Well-Known Member Silver Stacker

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  7. Caput Lupinum

    Caput Lupinum Well-Known Member Silver Stacker

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    Although it makes no real difference, I deliberately space out my comphrensive insurance and rego so they are six months apart. I also live 2 mins drive from work so petrol lasts me a while so long as I'm not driving out of town.
     
  8. BiGs

    BiGs Active Member

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    Socialist. xP
     
  9. MyAg47

    MyAg47 Member Silver Stacker

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    You guy don't have to much to complain about it costs me about 100 oz just to refuel and I will do it TWICE a week, Rego is about 300 oz and insurance is about 275 oz... But I am driving something just a little bit bigger .......
     
  10. Pirocco

    Pirocco Well-Known Member

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    I sold my only car a decade ago after not using it for years and becoming the same color as the trees above its parking place.
    Saved alot money since.
    Also donated alot money since (to silver market people, $30 an ounce).
     
  11. SpacePete

    SpacePete Well-Known Member Silver Stacker

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    The dealers thank you for your kind donation. :)

    It is very hard to survive without a car here in Sydney. It can be done, but everything takes substantially longer with far more stress.

    I mentioned earlier that I lived without a car for 10 years when I was outside of Australia, and I saved allot of money.
     
  12. Nabullion Dynamite

    Nabullion Dynamite Active Member

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    My car didn't even cost 100oz of silver :D I'm in the catagory of buying cheap cars, hoping they last awhile, when they need an extremely costly repair selling them for scrap and making a few hundred back...and then buying another. Not sure if I am saving money or not but so far it has been working. Just sucks knowing your car will take a dump at any moment. The odometer just ticked over to 290k miles :eek:
     
  13. The Crow

    The Crow Member Silver Stacker

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    Many years ago I had a pretty car. It lost >$4k the first year I had it, plus interest of another $2k, meant $6k per annum capital costs. Then I woke up. Buy a $1k car (say $2-4K now) and at the end of a year if it needed to be dumped, so be it - $5k in the pocket. I had one I bought for $1k, drove it everywhere for 3.5 years, virtually no repairs during that time beyond maintenance, then sold it for $800 cos' I wasn't really trying. The current one (cost $4k total with extras and reasonably pretty at the time) I've had for nearly 7 years and the <$1k pa capital cost was working fine until my mechanic let me down. But I've nearly squeezed another 2 years out of it (1/2 Scottish blood) since then so getting back to the average $1k.

    Or I could go out and buy a $30-40k car - girlfriend's repayments are >$700 pm capital cost! Makes me near cry when I think that's a kg silver bar every month she's wasting. Think how nice that stack would look after 5 years compared to the plastic-lined rust bucket she's going to have!
     
  14. spannermonkey

    spannermonkey Well-Known Member Silver Stacker

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    Ive been doing that for over 20 years ;)
    Every day cars are just $ pits , having to fill up the tank with juice doubles the value of them :eek:
     
  15. SpacePete

    SpacePete Well-Known Member Silver Stacker

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    ^^^ What sort of cheap cars are you guys buying?

    I like the idea (used to do the same back in Melbourne when I was there 20 years ago) but since I moved to Sydney I'm very happy to pay for a recent model, larger vehicle given the number of times I've had close calls with impatient drivers on the roads. I'm hoping the crash safety of a newer vehicle will minimize any injury.

    The worst I experienced recently was a large 4WD in inner Sydney drive straight out onto a main road in front of me. I got to experience the ABS functionality of my car. A few seconds later and it would have slammed into the side of me.
     
  16. spannermonkey

    spannermonkey Well-Known Member Silver Stacker

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    here there everywhere
    when you work in the industry you get a look at all sorts of things
    Renault Fuego $1500 with RWC & reg
    VT crumbledoors are everywhere & cheap
    Old VEEWEE's if you don't mind the ride comfort :p
    I've been offered a 1996 Hyundai with 60,000K's for $500 it need nothing doing ,one carefull owner (no rego)
     
  17. Nabullion Dynamite

    Nabullion Dynamite Active Member

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    Yeah its really about waiting for the opportunity. Right now I have a 2001 jeep in decently nice shape besides the miles and it was $1900. I was driving a mini van before that for $700. I'm not picky with cars because I really do hate them, just sucks trying to pick up a woman for a date in a clunker. I have 2 years on my jeep now with zero repairs other then oil changes. Had 3 years on the van before. Most the time while driving one I come across a great deal and pick up a spare, I had one that only lasted 1 year but it was only $500 and then when if broke down after cracking the block a scrap yard picked it up for $350. After one breaks I drive the other and pick up another spare. It is seems much cheaper in the long run but also I'm scared to make big trips. I'm saving to pay a really nice car off, and then will drive my clunker and use the other for a backup and for long trips.

    A nice car has its perks for sure, you just pay for it!
     
  18. serial

    serial Well-Known Member Silver Stacker

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    I sold my evo 9 that I owned from new to buy a 06 Honda CRV. the fuel savings alone pay for the new car but when I worked out that I lost $50k (it had a few mods) with the evo I do cry a little inside. it was fun however :)
    Honda crv is the way to go, cheap to service, rego, repair, insure. it might use a little extra fuel but that comes out in the wash when you look at the overall cost
     
  19. Peter

    Peter Well-Known Member

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    I've always driven old cars.
    Presently a 95 falcon.
    Do all my own car work.
    Easy with old cars.
    Spares cost nothing.
    It's on lpg.

    No one would steal it, np comprehensive.
    Don't have to worry about scratches or dings.
    Good in accidents.Good in country.
    Has 300k, OK for600K.
    Only vain mugs drive new cars.

    You don't have to earn it, if you don't have to spend it.
     
  20. The Crow

    The Crow Member Silver Stacker

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    My Kingswood wagon was expensive to run around town (so I didn't much) but on the open road, not bad. Lasted 10 years (only got rid of it based on problems to tsfr rego in NSW). No real repairs, or at least none I couldn't do myself, great in bad weather, no problem on long runs (roadside maintenance not a problem), mobile sleeping space, no issues if it crashed (no one was going to dent it much) etc. etc. Seriously about re-purchasing - should get a nice enough one for not much more than $5-6k. An boy, did the exhausts have a niiiiice note ........
     

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