Both. Neither currency has guaranteed higher future performance relative to the other but both have risk of being the one left at the station. Hence simple cop out (i.e. time saving) from from the speculation side of things.
Neither. Save the money in a bank (I know, blasphemy on here) and buy a 10oz silver bar or a 10g Gold PM certicard or whatever because at tiny tiny fractionals the premiums are gonna rip you hard.
^^ Are you guys bagging the number or the relativity? Or just commenting to avoid (what I thought was) the question? How about change the question to: "Buy 1kg of gold every 2 months or 1000oz of silver every month? Do state why too. Thanks " or "Buy Z ounces of gold every month or 60*Z ounces of silver?" Correct me if I am the one who is misinterpreting your question smokey.
Hmm, if you had to choose one? Which would you? Its cheap for you guys in Australia to buy cause your currency is big. For us in Malaysia, its sadly a whole different story. Plus I'm only 18 and a student. Don't have a big budget. PM is somewhat a way I 'save' and invest.
true enough not always possible i like to get something as often as possible ie once or twice a week keeps my fever(addiction) in check HA! : )
In that case, as I effectively said earlier I'd simply alternate so that you accumulate both roughly proportionately to the current GSR. Make sure you keep an eye on the premiums though. At the end of the day you want the most oz's (or grams) for your $$$ (or ringgit). If the premiums seem way too high then think about saving for that little bit longer to buy bigger quantities as fish suggested. Mind you asking 100 different people on here will simply get you 98 different opinions (wayne and penny are "yes-men")
Oh okaay. Premium for the 1g of gold is kinda high. The 1oz silver bar has quite a low premium. Currently my ratio is 1oz of silver to 1g of gold. So I have 10oz of silver and 10g of gold. I Problem is now that I can't really afford to get gold anymore as I have to save for 2 months to get 1g of gold. 1oz of silver I can get every month consistently. My question would be, is it a good idea to just start stacking my silver from now on and stop collecting gold?
You have a little gold which is great, I would just keep buying silver now and buy as much as you can as fast as you can. When the gold silver ratio gets back down to around 30:1 sell some of the extra silver you have accumilated (not all of it) and buy some more gold.
Not sure of your interests or time factor. If you are on a tight budget have a look at some of your regions old coinage. See if some of this is Silver. Also see if there is a demand for collecting these coins. Here in Australia a lot of people collect Pre decimal silver in the US, Silver dimes etc... The advantage here is if you can get some bulk lots at a good price. You may pick up some rarer items. Or make year sets etc... Then you can add value and make some money as well as adding to the stack. Good luck. Low money Silver all the way. More to gain IMO If it was larger $ amounts I would be 80% Gold.
Oh okaay, cool. Thanks for the input guys. Well, my so called 'goal' is to stack non stop and not sell any and only consider selling when I'm 30 and pay for a house or migrate if possible. That's 12 years from now to mature. So, yeah. That's my plan. Well, this is so far my little collection. Really addictive I might say IMG-20121017-WA0003 by Bryan Teh, on Flickr
It's a personal thing but you might want to remove your name/etc from the photo. Depends entirely on how paranoid you are of course.