Hi, Not sure what I am trying to ask here without being completely naive and reaching out for a crystal ball. I have been sitting on some savings for some time and due to lack of experience and/or understanding of economics I put this money into a term deposit some months ago instead of buying metals. Now that I am about to rake in my whopping great return of a few hundred dollars ( (WOOHOOO!!!) (FML.. if only I had gone with my instincts in January) ) I am feeling compelled to do as Jimbo does (see illustration provided). So a few tips would help, like what will it mean when the interest rate moves, will Silver continue to "outperform gold" how might one go about making big life decisions, what should I use to bury my stack..shovel? Spade? Just hands? .... Open playing field for those who want to take the piss right here.. Mainly though, is it a bad time to make a relatively large purchase ?! what would you do if you had $X,000 Have a go..