I have been lurking this forum for some time, reckon I need to add PM's to my game plan & am asking for input from y'all who are on the pointy end of the stick. The regular contributors here make a whole lot more sense to me than some dumb-shit financial planner who says "Duh?" if you mention Precious Metals. Envision this...I am already paid down, NO debt. Freehold assets, $150K cash in bank, $1M conservatively in several real estate properties including my home, $20K low risk "managed fund" (Phhff, only thing managed is that it is not actually losing money) NO "job", living off passive income $40K income & eating into capital another 30K p.a. for the last 3 years whilst caring for a young disabled family member. No end in sight there, however I wistfully hope to go back to my career in 3 years if circumstances allow. I am only mid-40's! Living the dream? Hmm, maybe. Just a normal person who has been fortunate, trying to take steps to protect my family when I am long gone. Assets are in a discretionary trust fund which is how I will also buy silver/gold. I am reasonably conversant with current affairs, I think PM's are cheap now, bottom is out & I need some of that gear in my bag. Thinking allocating minimum $50K+ ? to physical PM's, 60silver/40 gold. Looking for strategy suggestions, will drill down to the specifics of WHAT to buy when I have the game plan sorted. Ideas?