This card now allows for transfer from one member to another. Just another way to pay for a trade if both seller and buyer use the wallet. May prove useful if not wishing to clutter your bank account with transactions.
Does not cost anything. Its a visa debit card that can accrue points to visit bullion dealers in far away places
It is pretty simple. As it is a debit card, they (the Coy) uses your money until you spend it. They save a bundle in interest in funding Coy activities. Therefore they can be magnanimous and not charge fees when we spend our own money. Cheers