Has anyone ever considered using a 0% Purchase credit card for investing with, I know you would have to be vigilant and have great money management skills, although after recently reading the book "what I didn't learn in school but wished I had" it got me thinking. Why not use the banks money to invest with then pay back the balance before the 0% rate expires and keep the profit. I know if the investment doesn't perform and you lose your money then you still have to pay it back but do you think it is worth the risk? For example purchase Bullion on a 0% Purchase card only pay the minimum 2% monthly repayments required, then sell the asset after 12month period to receive more capital growth and a better tax treatment of the asset. Our be creative with your investment and purchase a large wholesale lot of goods then sell off individually for a better return on investment.