I will add one insight to investing vs collecting, when it is time to sell for what ever the reason. Low premium bullion and coins -> Many hundreds to thousands of ounces of silver can be sold at spot in a week or two on the forum -> Tens of thousands ounces can be sold very close to spot to dealers for cash/cheque on the day (worst case) Say you went into collecting route and amassed Hundeds of X coins that is selling at 10, 20, 50% or more above spot -> to get this premium it means you need to sell on eBay or forums to realise the premium -> NO dealers will give you maket premium (dealers dont buy at market price to sell at market price) -> Time is your enemy -> list 100 X coins to be sold in a single lot = people will expect a discount, sell 1 to 5 at a time, you can extract more value but will take more time to sell many lots. Literally Worst case senario, your investment is your collection -> have many hundreds or thousands of premium coins, in lots of 1, 2, 5 or rolls but many different collections. -> Some popluar ones will sell at "market" price -> but you will end up dumping and forgoing premium in direct relations to time urgency. What I do is, I invest in silver/gold and "collect" 1 or 2 coins of each variety, I like. But what I "collect" is a tiny portion compared to my investment.