That 'too high' is probably just a temporary phenomenon, once the before-the-price-drop existing stocks in the supply chain are sold, they will be able to buy at the new lower price, and drop the premiums. At least that is what I saw happening so far. I still wasn't able to buy a single junk coin at a cheaper price than I've seen since I started to visit the silver market back early 2011. It still requires the same 17-18 minimum as before. While the bullion value is now 13. Bids of 15-16 are plain ignored, and even removed by some, alike they were ridiculous/funbids. So it looks like that my next euro>silver swap will be from a dealer. But I'm gonna exercise patience. Without general inflation, there is no hurry. Hoping for $20 after a next cycle. And if it doesnt happen, ohwell, I buy something else.