Gidday All Been lurking here on and off for a few week's , using the site as a research reference . I am a complete greenskin when it comes to this but have my mind set on "stacking" as it is so eloquently put here. I am in My early forty's , never had a loan , never had a credit card , as a result I dont own much , but what I do own I own . Ive rented my whole life and the only real hard assets I have are household effects and vehicles for which I paid cash . I do have an interest in a few hundred acres that will come my way once the olds pass on so am not really interested in owning a 600 sq block in town anywhere myself , but recently I suffered a workplace injury and as a result have been on a reduced income and as a result of the injury will not be able to return to my normal line of work. I have never really been interested in all the trappings of modern life or keeping up with the Jones' so to speak , having the latest plasma or driving the latest model car etc but I have focused on giving my kids a better education and upbringing than I had, not that mine was bad per-se but I wanted better for them as we all do and i would like to be able to secure "something" for them in the future . To cut the story short I now find myself in the predicament of having to find a new line of work at an age where it is unlikely that I will be able to. I have five kids, no debt, and a potential payout on the way. I have never really been interested in the stock market nor investing at all, but having been sitting on my arse for the last eight months and contemplating life I have had to re-evaluate my existence and my potential for providing for my children into the future. As a result I have seen the light so to to speak regarding the potential of the above, particularly the potential of silver as an investment and also that of REE (rare earths) shares. I have a few Australian companys in mind such as LYC , ARU and ALK As I stated above I am completely new to all this , I have tho recently started to purchase Pamp Oz's of silver at the rate of 2 per week and have recently opened a trading account on e trade so as to buy shares in rare earth companys . A few questions to you all ... am i on the right track ? I'm not out to become a millionaire , I just want to make the most of what I have for the benifit of my kids , and am looking for a mid term return on my money , five to ten years as they become adults . Should I be looking at other metals that so far as I can tell are also currently undervalued such as platinum and palladium as well ? Am I looking in the wrong spot for such time scales for small amounts of investment dollars ? As I said I am expecting a payout of compensation , not a huge one, but what I do get I want to invest most of for my kids, should I follow my current train of thought or just chuck it in the bank on a term deposit for them? I hate banks but at the same time am open to well reasoned opinions . I am not expecting a full on investment advisor type advice here, I would just like honest opinions from members any and all, three months ago Fiat to me was a car and nothing else. I have learn't a lot recently , the potential of silver for a start amongst others. Finally thankyou to the creator/s of this site, the information and discussion contained here has been very educational and a real eye opener for one such as myself that has had no real knowledge of such subject matter up till now.