Not my coin -- just a completed eBay listing that got a lower price than it perhaps normally otherwise should have. The description didn't really say much, other than something to the effect of: "please note scratches / damage before bidding." It could have been just the camera or lighting or something, but the coin also seemed to have some "toning" with a bit of greenish tint to it. Then again, that could be nothing, as other examples of this older coin (75% Ag) from other sellers seem to have that color, as well. Aside from what appears to be the poor removal of a price sticker.. My theory is that there was at some point, some moisture present, causing the interior label to warp & wrinkle, since these holders aren't completely 100% air-tight. Whether that was just really damp / humid conditions for a long time, or was stored where there was more significant water (e.g., a flooded basement or something), I don't know. The label on the other side, I should note, looked fine...