"Without Prejudice" As "caretaker" of a number of 1993 silver Kangaroos, I find feeBay item 270658532288 rather distasteful. Even more so that it's listed in the 'coins-bullion' section, when it is neither truly a coin, nor bullion! I can only hope that genuine newbies are not ensnared or disillusioned by this type of misleading BS.
Newbies get blown out of the water by these scams all the time and let's face it, they ARE scams created to lure in the unwary. That's just a sign of the times sadly. Commerce based on ignorance, rather than industry. Happens all the time.
"Layered" - guess they had to come up with a new term for 100 Mills silver seeing as the word has been spread. Just for you Google - "Layered Silver" is not real silver!