Hello everyone, I thought I'd start up a new thread on reducing expenses, given all the lay-offs that are occurring globally. I have a number of ideas on this, but I'll start with a couple: - If your car insurance is about to expire, don't simply take up your insurer's yearly renewal offer. AAMI sends me an automatically generated renewal notice once a year, but the cost of renewing is significantly higher than signing up online as a new customer. The only thing you'll lose is their gimicky "ruby", "diamond" or "gold" status customer nonsense. I haven't seen any real benefit to being one of their loyal customers, apart from the odd shopping voucher. This year I saved about $150 and got free roadside assistance. - On insurance, the following tip may not work this year: If someone has binged your car but you don't have proof of it and you've had to pay for repairs that are lower than your excess, you should still put in a claim. I've been told that insurers often honor the claim at the end of the financial year anyway. Given the current climate, however, they may not do so this year. - Adding five years of life to your computer: My 2012 computer had slowed to a snail's pace this year. I was thinking of buying a new PC, but decided I'd swap out the old disk drive and get a solid state drive running KDE Neon, a Linux variant. Linux has really grown in leaps and bounds over the years. Now my PC flies. Please contribute your own ideas!