This time I'm looking for suggestions on your best fixed income source, it might be a stock that pay a dividend with or without franking credits, a term deposit or something else. The risk will be subjective, but it needs to provide an annual return rather than capital growth only. **Again this is only for educational and discussion purposes it is not intended as investment advise. Ill start with Premium scotch whiskey, I haven't yet ventured down this path but some returns advertised are offering 10-20% p.a., scotch drinkers will pay premium for a quality product. The downside is it might be considered a luxury by some so the market could vary dependent on the economic climate. It can burn, Id have to investigate its storage and insurance in the event of a fire. Let you know your thoughts if you any to add.