Hi Stackers, To begin with, the minimum purchase will be $350 and maximum purchase will be $6000 of value. Please consider the following as a guide when considering a payment plan. If you can't commit to this, don't enter an agreement. Purchases $500 - $2500 25% deposit and remaining balance paid over 4-6 weeks max. Example for $1500 purchased Deposit 25% = $375 Weekly payment 4 weeks = $281.25 Weekly payment 5 weeks = $225.00 Weekly payment 6 weeks = $187.50 Purchase $2501 - $6,000 maximum 25% deposit and remaining balance paid over 6-8 weeks max. Example for $6,000 purchased Deposit 25% = $1,500 Weekly payment 6 weeks = $750 Weekly payment 7 weeks = $642.86 Weekly payment 8 weeks = $562.50 Each deal will be different. Once the item is chosen and price locked in we will figure out the timeframe that suits you and actual payments either weekly or fortnightly. I always base my price on kitco spot and also refer to local bullion suppliers with similar products. If you find available stock online somewhere I'm happy to use that price as a guide. If the stock is sold out their price isn't relevant. I will provide my contact number and an email address for a 2nd contact. I'm sure there will be more things to discuss to get the deal started so check my listing's and let's make a deal.
Not saying this is a good or a bad idea, just thinking that if you're not going to keep the payments that have already been made, and I agree that's the right thing to do. If the price does crash a significant amout, someone could just stop making payments get a refund of past payments and buy silver with the same money at a lower price.
Hi Stackers, Quick update. Things have been slow but 2nd deal underway and 1st due for post on Monday. Thanks for looking. Michael
These comments were posted by me on the original item thread at the conclusion of what I believe is the first of MDMD’s lay-bys. He has asked me to repost them here so they remain visible, which seems entirely reasonable. “So I was MDMD’s layby Guinea pig I think. “Everything about this was easy and smooth … he communicates very well and looks for ways to make the arrangements work for both parties, rather than just himself. Everything happened exactly as we agreed and the bars were shipped on the next working day (excellentlypackaged, and tracked with signature). Honestly, if you’re looking at lay-by this experience suggests you couldn’t go wrong with MDMD.” Please feel free to message me if you need further info. Andrew
Hi Stackers, I have been settling into a new job over the past few months so I have been quiet on this forum. Please note there may be small delays in responding due to restrictions during work hours and actual working hours (4.30am - 2.00pm). I'm still offering laybuy/payment plan option. I'll post a list later today. Always happy to sell something (silver as I don't have any gold) to assist your stacking journey. Thanks for looking. Regards Michael
