Me too when I started buying gold and silver in 2000s, found it moved too slowly after a year and gave up, started to play stocks. The trouble is precious metals is not for returns. Trying to earn from pm to pay a mortgage is a dead end. I think we reached the dead end for the property bubble in China. Don't know about Australia. In Singapore, the market is highly controlled to begin with, so even if it falls, it won't be severe - like 20%-25%. But HK, price can fall 70% like it did in 1997. In China, a lot of real estate will become worthless - it happened in Malaysia and Indonesia when projects are half-built and never completed. The trouble is the house buyer still owes the bank for the full sum.