Hello all been reading this forum for many many months and it's about time I register to take part in the conversions that happen here and so I can post in pirate talk on the midnight to 6am thread . I have been lucky/fortunate to stack early in life as i started buying gold and silver in 98 but sold all of it in June 2008 between that and savings for the decade I am debt free no bank owns my house so yes it does work for me at least. I have been back in the game since June last year and see this as part of my long term investment for retirement and pleasure hmm love shiny stuff.