With a small super balance through a fund that offers direct share investment but not an SMSF so you don't get killed by fees. ingdirect.com.au/superannuation/tips-hints-guides/shares-etfs-lics.html Has to be asx300 stocks 20% RRL 20% RSG 20% GOR 20% SBM 2% cash 18% Australian shares In no way is this to be considered investment advice