On topic, I have some views and questions I'd want answered before putting my hard earned $ into an unallocated holding. Some of these issues have been touched on in this tread but here's my view. 1) Does the Provider (the entity providing the unallocated offering): a) disclose who owns the Provider, their financial position and any guarantees from third parties / Govt's over the business?, b) insure the individual unallocated purchases (against thief, fraud, other etc)?, b) and if yes, then for how much, max limit per individual purchaser holding, max limit for the Provider in total, and c) who provides the insurance? This is important as insurance companies can go bust too (and do). Where are they located and what exclusions are in the policy that are relevant to the purchaser/s? 2) Is the unallocated bullion held in Providers business name or in a separate trust structure on behalf of the purchasers? Heaven forbid the Provider went into VA or liquidation, but if such an event did take place and if not held in trust, purchasers of unallocated bullion would become unsecured creditors at best and would struggle to redeem / cash their holdings in full or part and in a timely manner from the liqudiator. Same questions apply should someone wish to use a safety deposit box provider to hold their PM's and other valuables.