Hi guys, I'm new to the forum but a stacker from way back. I have a decent size collection of bullion that I have put together over the years. However, I have a friend that has just started, and seems impatient to achieve at a stack similar to mine. He told me he is planning to take a personal loan out (from a bank) so probably over 10% per anum. Am I the only one saying this is a bad idea or can anyone find some valid points for doing this?