Hi all, as the subject says, I wish I signed up sooner, silverstackers is an incredible resource - take a look at the link under general discussion with all the links to resources and research (it's sticky noted so it should be easy to find)
Welcome I too wish I'd found this site earlier, like about when it started!!! But you've found it now so dig in and enjoy
Gidday failsafe sorry that was staysafe welcome! By the way" otis" is alright he just has his ups and downs.