I've been in this area since the week of the bottom in '15. I sunk what I had as a home loan principle into metals because I knew that it would be a few years before I'd be in any position to use that money. I'm now at the point where I'm looking to buy a place relatively soon. House prices are still dropping, and metals prices appear to have a recession boost in the next 1-2yr ahead. However, I'm currently paying rent and not selling the metals would mean that I'm looking at a >90% loan (in a position that it is possible), meaning anything over 90% is at 10.62%. Would you hold on and hope for the moon, or just slowly liquidate and purchase property in its decline? I don't live in a city, so the decline and the boom have been much less obvious. I'm looking at small, productive, land; if that helps. It is not just a small house block.