I think that's a big thing people often get caught up in (guilty), especially in the stacker community. They want to stack and stack and stack, waiting for the moon shot, some mythical SHTF scenario, or just for the sake of stacking, without giving thought to what the smart investors do. Sure have some physical metal for whatever and never touch it, but if SHTF then you really aren't going to need much. Having large sums tied up in metal or any other asset class and then just leaving it there, without ever reevaluating the market and what's going to happen down the track may not be the best approach. Getting emotionally attached to an asset class means you might not be willing to sell it when you really should sell it. Or you might not buy when you really should buy. Every asset you have (or percentage allocations) should always be open for re-evaluation. For example, the other year I sold all my unallocated metal because I saw an opportunity elsewhere, and now I've been building it back up again in the last 6 months, once again, ready to move if something else comes along. On the flip side, having physical metal (or another non-liquid asset like a property) that is hard to sell can be a good thing for those who are impulsive and lack discipline etc, it might save you making an impulsive mistake. It's like the old Lotto winnings thing, best thing you could do is lock away 80% or something of it so it's hard to get back out.