Was just wondering if it is possible to set up a SMSF and then arrange a loan (eg, mortgage, margin loan, personal loan) from the SMSF to a family member, or even to yourself? Seems to me that SMSF gives flexibility to invest in different investments, so is there any real difference in using super to buy junk bonds....or granting a personal loan to an individual at a fixed rate of interest? Obviously the loan would need to be documented and perhaps there would need to be a "fair market rate" for interest charged, but perhaps this is another way that super equity can be accessed without necessarily needing to use a bank (in other words - keep it out of the financial system). Interest paid on the loan would effectively be a tax free way of making further contributions to your super?? Can anyone help out with advice on this? Has anyone tried it?