If you never sell your silver then you will be worse off than if you never had bought it to begin with. My friend collects a particular product and has over the years spent a significant fortune. Yes, the products have significantly increased in 'value' but I doubt my friend will ever sell. In reality, their life has actually been constrained because of these purchases. The net result is negative. It becomes the 'richest man in the cemetery' scenario. Missed out on so much but look at the impressive headstone. Something to keep in mind for the future.