Hi I have a relative over seas who wants to invest some earnings in metals to be stored here for when they come back. They like HAA. I've looked at the HAA and they seam to think its the best but I think their prices may be higher than other dealers and they maybe better to buy physical and have me put it in a safe deposit box for them. So my question is has any one used them for storing here or when they are overseas and are their rates competitive.? Are there better options that I could suggest to my relative? They won't be back in the country for 4-5 years so they are looking at long term secure options. Any advice would be great as its nice to have a relative who's a stacker and doesn't talk to me like I'm nuts. LOL