The employer should NOT be taking tax off of the contributions - the entire gross amount should be payed into the fund. however, the SMSF will have a 15% tax liability on this money paid into the fund. s@vvy??!
sounds like something isn't right, will contact super fund to work out what should be happening pre tax/post tax. Employer is paying 12% and my 5% it a total 17%, maybe pushing rate up a little. Will check it out
There was some discussion this loophole surrounding cap gains being deferred into super was going to be closed off but not sure if its gone through - anyone heard? I might look into it also.