Just because some folk say the price of silver is going lower, that doesn't mean you shouldn't buy silver at todays prices. There will always be predictions and always be those who are bullish or bearish and of course, the analysts that produce headlines such as: Silver price could soon fall to $12/oz http://www.fastmarkets.com/uncatego...all-to-12oz-etfs-biggest-threat-boa-ml-104058 Silver Price Could Hit $12 per Ounce https://investingnews.com/daily/res...ing/bofa-silver-price-could-hit-12-per-ounce/ Silver Price Forecast Plunge to as Low as $10 http://www.marketoracle.co.uk/Article52924.html Silver Prices Could Surge 109% http://www.profitconfidential.com/silver/silver-prices-could-surge-109-if-this-happens/ Think for the long-term, buy if the price (The currency you trade in) suits your investment strategy. Remember that a bullion bar will always be just a bar but a coin may provide some...potential for a numismatic gain. For example, compare the cost of a 5oz, 10oz, Kilo bar vs a 5oz, 10oz, Kilo coin. Try to diversify your stack just as you diversify other investments would be my advice.
Definitely think silver is an excellent way to store wealth, with the added possibility of a much better return in the long run than my 401...just my own personal belief