I can afford 1 4 x gold Sovereigns 50 x 1966 50 cents bits Total $1940 Or 1 x 1oz gold Austrian Philharmonic 20 x 1oz silver Austrian Philharmonic Total $1942 Thoughts please as at mo it's looking like I'm guna flip a coin.
Phillies can get milk spots if that makes any difference to you. I'm with Jis and the monkey on this.
You get more history (read potential numi premium) for the Sovs and 50c option. However, if you believe the Gold/Silver ratio is due to drop you might overweight silver instead, in which case large lumps, perhaps. If you really want coins and all silver, get something that is low-ish premium but still has the potential for accumulation and is, ideally, overlooked and unpopular (and thus cheaper). Privy snakes, perhaps
Right I went with the first option, sort of. I came home with 71 x 1966 fiddys 3 x Gold Sovereigns 1 x Gold $200 Proof 1989 Frill Necked Lizard boxed and with cert(my first Numi and posssibly last). Cheers for the comments.