What do think about this round? This might be a great gift for my nieces. Specifications: No.122292 Mintage225000 Compositionfine silver (99.99% pure) Finishspecimen Weight (g) 7.96 Diameter (mm) 27 Edgeserrated Certificatenot serialized Face value20 dollars ArtistJesse Koreck (reverse), Susanna Blunt (obverse)
They're very popular and very likely to appreciate a bit. No financial reason not to buy and if you think they'll like it, why not?
Just make sure the milk spots are located in the fields so they look like snow, not some eggnog on his beard.
We also have a comedian on this forum. I've been collecting Canadian Commemoratives coins almost 20 years from RCM and i haven't seen milk spots on my collector coins. Bullions coins that's a different story. They do have milk spots. That's why I only buy bullion coins for their silver contest & not as a collector coins. But not just from RCM, I also seen milk spots on my bullion coins from Perth Mint, US Mint & Austrian Phil, or a freaking Panda. And also I will never create a new topic & and write: Ouchhh, one of my US Silver Eagle is full of milk spots on both sides & the other one is almost completely toned on both sides. Simply horribly.
I have seen milk spots on "specimen" coins, it is just IMHO advice. The OP is in the US, so he will probably buy sight unseen, from a big dealer with a large stock. If you don't want spots, you should make sure you don't get any, by stating so when making the order.
For these coins...I wouldn't worry about that if they were a Christmas gift. From what few pics I found of actual coins, they come in a capsule, spot free. ... Of course sriblo ag47 is right about other non-RCM coins having milk spots, even when proof or whatever. I don't give usually give silver as a gift, but when I do I am pretty picky.