Follow the money to see where the culprit lies. People are still pointing fingers at the wrong things (as usual). 20 years of forcing people away from manufacturing & production trades into service and financial sector roles, mal-investment of borrowed, cheap capital with a government guarantee in dead end assets and flipping minerals from the ground under protectionist rackets lead to the place where it's at now. They were warned and laughed at it back in the day. Now every tom, dick and harry is on the bandwagon to cash in and people are bitching that it's all going tits up. That's what happens in socialist, fascist regimes and why the West is now fading away into obscurity and quite frankly, it's getting what it damn well deserves. No sympathy.