Let's just say you are more than a little naive and I am more than a little paranoid. New member - joined today - and first post is asking others what they are holding/aiming for.... raises a few flags. I'd suggest checking out TrueCrypt - it's free and open source and you can encrypt an entire file system inside a single file. You can auto mount the encrypted volume when you log in - you just enter the password once and then use it like any other drive - encryption/decryption happens automatically.
I doubt many are silly enought to publish their net worth on a forum but if you are then deal with the risks I say.
Ummmm...yep. New member, joined today, keen on learning a little bit about a common interest..Wow ! I can see why all those alarm bells would be singing !